Akhuwat Qarze Hasana Believes In Alleviating Poverty Through
Empowering Lives Through Akhuwat Qarz-e-Hasna
Lend a helping hand and empower communities across Pakistan. Every contribution creates ripples of hope that transform lives and build a brighter future for families in need.
Branches Across Pakistan
Beneficiaries Supported Nationwide
Schools Educating Over 47,000 Students
Total Loans Disbursed (PKR)
Akhuwat Qarze Hasana Featured Causes
You Can Make a Huge Difference
by Donating Just a Little

Interest Free Loan for Housing
For families who need to build or rebuild their homes, an interest free loan helps them provide a safe shelter for themselves and their loved ones. Our housing program has transformed thousands of families by giving them the dignity of owning a roof over their heads.
One House Loan = $5,300
Donate for Housing
Interest Free Loan for Business
Empowering families to transform their livelihoods by using interest free microfinance to start or expand their home based and small businesses. Our business loans have helped countless entrepreneurs turn their dreams into reality.
One Microloan = $250
Donate for Microloans
Sponsor a Child's Education
Providing fee free, quality education to students from all provinces of Pakistan through residential educational programs. Our schools and colleges are nurturing the next generation of leaders, thinkers, and changemakers.
Sponsor 1 Student Monthly = $125
Donate for Education
Healthcare Services
Dedicated to providing accessible and high quality healthcare to underserved communities across Pakistan. Through subsidized medicines, laboratory tests, and free consultations, our health services ensure families in need can access essential medical care.
Support Healthcare Programs
Donate for Health
Clothes Distribution Drive
Our Clothes Bank provides a dignified space for the needy to receive clothes with honor and care. Donors contribute pre loved clothes which are then repaired, washed, and dry cleaned before being distributed to families in need.
Donate Clothes or Funds
Support Clothes Bank
IT and Vocational Education
By providing accessible and quality technical education, our IT and vocational centers open doors to new opportunities. Students learn modern skills in computer science, web development, graphic design, and digital marketing.
Train One Student = $200
Support IT EducationAbout Akhuwat Qarze Hasana
A Non Profit Organization Built on Brotherhood
- Transforming borrowers into donors through the power of compassion
- Largest global crowdfunding community for interest free loans
- Offering interest free loans with absolutely no collateral needed
- Ensures societal inclusion regardless of religion, caste, color, or gender
- Donations made to Akhuwat Qarze Hasana are tax deductible
- Operating across 765+ branches with complete transparency
Akhuwat Qarze Hasana aims to empower its borrowers to become donors, thus contributing to the vision of a poverty free society. This concept is known as the "reciprocity of economy." When a borrower repays their loan and eventually donates to help another family, they become part of a beautiful cycle of generosity that strengthens communities.
Learn More About Us
Our Mission and Goals
Transforming Lives, Serving Humanity's Hope
Akhuwat Qarze Hasana believes in charity backed by compassion, a deep sense of responsibility toward the underprivileged, and a bond of brotherhood between those who have and those who have not.
Charity
Our goal is to promote the spiritual and intellectual development of economically disadvantaged communities. We believe that true charity goes beyond financial help.
Volunteering
We are helping a family every four minutes. Together we can forge a better future for this world, free of poverty. Our volunteers are the backbone of our mission.
Compassion
Akhuwat Qarze Hasana believes in alleviating poverty through compassion and interest free micro lending. We treat every borrower as a brother or sister.
Simple and Transparent
How Akhuwat Qarze Hasana Works
Apply for a Loan
Visit your nearest Akhuwat Qarze Hasana branch and submit a simple application form. Our team will guide you through every step.
Verification Process
Our dedicated team visits your home to understand your needs and verify your situation. We believe in trust over collateral.
Receive Your Loan
Once approved, you receive your interest free loan directly. The disbursement ceremony reinforces the sacred trust between lender and borrower.
Repay and Give Back
Repay your loan at your own pace and when you are able, become a donor yourself. This beautiful cycle is what makes Akhuwat unique.
Join Our Mission
Help Deserving Families Break the Chains of Poverty
Akhuwat Qarze Hasana's vision of a poverty free society hinges on addressing its root cause: the lack of opportunity among the impoverished. Your donation today can transform a family's tomorrow.
Akhuwat Qarze Hasana
Our Dedicated Leadership Team
Founder and Chairman
Dr. Ahmad Saqib
Global President
Mr. Azhar Hameed
President
Dr. Noman Mufti
Director Operations
Mr. Asim Ashary
Director Education
Ms. Fatima Zahra
Regional Ambassador
Mr. Shahid Jamil
Testimonials
What People Say About Us
"I am truly overwhelmed by the dedication and passion of Akhuwat Qarze Hasana. If ever I would join a philanthropic economic movement, this is the one. The way they treat their borrowers with dignity and respect is something that sets them apart from every other organization."
Muhammad Zulqarnain Amir
Registrar Cooperative Punjab
"I am deeply impressed with the commitment and sincerity of the Akhuwat Qarze Hasana staff. Their model of interest free lending based on trust and brotherhood is revolutionary. My best wishes for a strong and flourishing Akhuwat."
Syed Mohsin Ahmed
General Manager, Pakistan Microfinance Network
"Five years ago I received a small loan from Akhuwat Qarze Hasana to start a sewing business from my home. Today I employ three other women from my neighborhood and I have already repaid my loan. Now I donate regularly because I want other women like me to have the same chance."
Ayesha Khalid
Beneficiary and Now Donor
"Very interesting model and concept. The idea of converting borrowers into donors creates a self sustaining ecosystem of generosity. I have studied microfinance models across the globe and Akhuwat Qarze Hasana stands out for its unique approach."
Strauss Andrew
International Development Officer
Real Stories, Real Impact
Lives Transformed Through Qarze Hasana
From Borrower to Business Owner
Rashid Ali was a daily wage laborer struggling to feed his family of six. With a small interest free loan of 50,000 rupees from Akhuwat Qarze Hasana, he started a small fruit cart. Within two years, his business grew into a proper shop. Today he employs two helpers and has not only repaid his loan but also donates monthly.
Education Changes Everything
Saba Fatima was the first girl in her village to attend college, thanks to an Akhuwat Qarze Hasana education scholarship. Her father, a farmer with limited income, could never have afforded her tuition. Today Saba is a software engineer working at a leading technology company.
A Home for Every Family
After devastating floods destroyed their home, the Hussain family lived under a makeshift tent for months. Akhuwat Qarze Hasana provided them with an interest free housing loan that allowed them to rebuild their home. The family now lives in a sturdy two room house.
Have Questions?
Frequently Asked Questions
Akhuwat Qarze Hasana
Our Collaborating Partners
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